EE vs ER on Your Paystub: What Employee and Employer Lines Mean
Two letters decide whether a line on your pay stub came out of your pay or not. How to read EE and ER codes, and why the ER column is worth more attention than it gets.
Payroll & personal finance insights
Practical, plain-English guidance on payroll, withholding, W-2 and 1099 forms from a finance professional with more than a decade in payroll management.
Alexander Caldwell is a financial expert specializing in payroll management, with over 12 years of experience in the industry. He earned his bachelor's degree in finance from the University of California, Berkeley.
Throughout his career, Alexander has worked with businesses of all sizes, helping them streamline payroll processes and ensure compliance with tax regulations.
At Online Pay Stub, he is dedicated to providing accurate and reliable payroll solutions, making it easier for employees and businesses to manage their financial records efficiently.
On this site he answers the questions he hears most often from employees, freelancers and business owners, covering everything from a single line on a pay stub to the quarterly filings a growing company cannot afford to miss.
Two letters decide whether a line on your pay stub came out of your pay or not. How to read EE and ER codes, and why the ER column is worth more attention than it gets.
SDI funds state disability and paid family leave programmes in a handful of states. Who pays it, what it entitles you to and why the rate changes from year to year.
Medical ER is what your employer pays toward your health coverage. Why it appears on your stub without reducing your pay, and where the annual figure shows up on your W-2.
STD is the premium for short-term disability cover, the benefit that bridges the first weeks out of work. How it pays, how it differs from state disability and the tax consequence.
FTD has two meanings in payroll. On an employee stub it usually means fiscal year to date; in an employer's records it means federal tax deposit. How to tell which you are looking at.
LTD is the premium for long-term disability cover. What it insures, how much income it replaces and why paying the premium with after-tax money can be the better choice.
MED EE is Medicare tax withheld from the employee. How it differs from the employer line, what it funds and why the deduction does not stop when other taxes do.